Terms of payment
Checkout is a secure payment method for you. We have a payment institution license issued by the Financial Supervisory Authority. The service is maintained by Checkout Finland Oy (business ID 2196606-6), and Checkout Finland Oy is part of OP Financial Group.
The checkout payment service will forward your payment to the merchant. If Checkout Finland Oy appears on your statement or credit card invoice, we have forwarded your payment.
The online store acts as a marketer of products and services and as a supplier of products to the customer. The online store takes care of the statutory and other obligations related to the transaction. If you want to claim or return a product, you should contact the online store where the product was ordered directly.
You have payment buttons for all Finnish banks at your disposal. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP Bank, Säästöpankki, S-pank and Ålandsbanken. Checkout Finland Oy is shown as the payee on your account statement, we forward your payment to the online merchant. From the online store, you will be directed directly to your own bank to make the payment securely.
When using the payment order service, you are bound by the following terms and conditions: Terms and conditions of the payment order service (In English)
Credit card payments
You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express cards. The online store uses international Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services. Checkout appears as the payee on the card invoice and forwards the payment card payment paid by the customer directly to the merchant. Card payments are made securely using a secure payment form, and payment card information is not stored in e-commerce systems.
Mobile payment methods
Mobile payment methods Pivo, MobilePay and Transfer are services that work in the application, with which you can pay for online purchases by bank transfer from your account or by card payment from your card by accepting the payment in that application. Pivo also accepts Transfer payments, so the payment can be accepted in any application that supports Transfer. Apple Pay is a service that works on an Apple device that allows you to pay for purchases from a payment card attached to the device.
Payment terms are available on the MobilePay website .: MobilePay payment terms
Conditions applicable to transfer fees:
- OP's general terms and conditions for euro payments
Invoicing and installment services
Invoice and installment services through Checkout are provided by OP, Collector, Jousto and AfterPay. Collector also offers invoice and installment options for corporate customers.
Please also read the more detailed terms for each finance company that you will see when you accept the payment. By accepting the payment, you are also accepting the terms of the finance company.
- Collector's Invoice Terms and Conditions [PDF]
- Collector Product Data Sheet [PDF]
- Read more: Collector.fi
OP Buy with invoice
- Consumer terms of OP's invoice and installment payment method [PDF]
- OP Buy with invoice product description
Read more: AfterPay.fi